Nowadays, most people prefer doing online shopping as it saves time and also offer lucrative discounts. However, there are many fake shopping portals which can hit your device with a malware attack or steal the confidential credential from your device with which you do online transaction. Also, while surfing online, there is a high possibility of getting attracted to a fraudulent website where your money will get deducted while shopping, but you will not receive the product; with HDFC ERGO cyber sachet insurance policy, you will get coverage for such losses.
In these modern times, we cannot imagine our life without the internet. Be it business meeting, electricity bill payments, buying flight tickets, etc., we rely mostly on digital platform. With the extensive use of the internet, there is a need to protect your confidential data of your device which could lead to financial losses.
Nowadays, making payment for purchases through payment gateway system or UPI or any other e-wallet are quite popular. However, there is a high need to secure these payment activities. While making online payment for virtual shopping, there is a high possibility of getting trapped by a fraudulent site, which could get access to your bank account and steal the money. Also, many times, you pay for a product on a fraud site and do not get the item; with cyber sachet insurance for shopaholic you get coverage for such losses.
Unauthorized digital transactions which could lead to financial loses. Here a person or entity steals money or use them in an illicit manner with the intent to gain a benefit from it.
When your money gets deducted while shopping, but you do not receive the product. We provide coverage for such losses.
Any financial losses occurring during online sales due to a fraudulent activities are covered.
It refers to claims for slander, libel, harassment, invasions of privacy, violations of intellectual property rights, and even improper employment practices resulting from the use of social media sites.
It does not cover betting or staking of something of value, with consciousness of risk and hope of gain, on the outcome of a game.
If you purposefully enters a restricted websites in spite of getting a popped up warning and suffer loses, it does not get covered.
Crypto currency such as bitcoin exists digitally or virtually and don't have a central issuing or regulating authority, hence it is not covered.
Cost incurred for upgrading devices to latest version of software are not covered and even loss of data that might occur during upgradation are not covered.
No coverage for any financial losses incurred an organisation's practices and procedures concerning part of its business.
Any financial losses incurred by investment in bitcoin or in a particular market industry and on variety of financial deals within that market.
Any sort of protection from a legal suit from a family member is not covered in cyber sachet insurance.
Our cyber insurance plan is designed with the most affordable premium keeping in mind a wide range of cyber risks.
Protect your loved ones online
Study online with additional safety
For secured online business
Work online without any risk
Cyber security is important for a shopaholic because online purchasing provides convenience to fraudsters. Attackers who are successful in obtaining this information may use it to their advantage by making transactions on their own behalf or by selling it to another party.
Shopaholics that spend their spare time online shopping must use cyber protection. With our specialised HDFC ERGO Cyber Sachet Insurance plan, you may protect yourself from social media responsibility, purchases from phoney websites, and fraudulent online transactionsNowadays, internet scams and fraudulent transactions are on the rise, along with digital payments, which are at an all-time high. Cyber Insurance from good insurance providers like HDFC Ergo can prevent your online losses and make sure you are covered in case something goes wrong. You won't have to worry about potential cash losses from cyber threats as you go about your online business.
Theft from bank accounts, credit or debit cards, or digital wallets that results from online scams like phishing, spoofing, or illegal access to your personal information are all covered by cyber insurance. Businesses and individuals are protected from cyber attacks like malware and ransomware breaches thanks to cyber insurance policies. Additionally, cyber insurance policies protect against monetary losses brought on by illegal information technology infrastructure and operations. Severity warnings have been issued by the national cyber agency CERT-In for Google Chrome and a number of vulnerabilities in iOS and Android versions.
In HDFC Ergo's Cyber Sachet Insurance for Shopaholic, the following are covered:
Anyone can be a victim of online fraud, and virus can be found more places online than you might imagine. Hence, it is essential to buy a cyber insurance.
Here are the advantages that a shopaholic would have by selecting the HDFC Ergo cyber insurance plan:
Cyber insurance plans help to mitigate the financial losses caused by cyber-related events and incidents. Additionally, it aids in covering the expenses related to remediation, such as paying for counsel, investigators, and IT specialists.
Digital world opens upto many types of cyber-attacks like card fraud, Adhaar or PAN card theft, Fast tag fraud, etc. These assaults can steal your entire life's savings in a single click. You may safeguard your finances with the best cyber insurance plan through HDFC Ergo as a compulsive online shopper.The following are not covered under Cyber Sachet Insurance for Shopaholic from HDFC Ergo: